SCAM Alert: Scammers can target victims with fake Caller IDs and fraudulent text messages that look like they are coming from HFCU. We will NEVER ask for your username, password, account #s, PINs, or card details (exp date, CVV). There has been a recent scam of fraudulent calls claiming to be from our fraud department. Stay Vigilant: Avoid sharing personal info via unsolicited calls, texts, or emails. If something feels off, stop contact immediately and call us directly at 402-463-6668 or visit us. We’re here to help protect you!

Accounts

Membership Fee$5.00
(Fee waived for members 18 and under, 62 and older, and non-profit organizations)
Membership Fee (Previous Members Opening New Account)$10.00
(Fee waived for members age 18 and under, 62 and older, and non-profit organizations)
Dormant Account Fee$10.00 per quarter
Early Closing Fee (Account closed within 90 days)$10.00
Overdraft Transfer$5.00 per transfer
Overdraft or NSF$25.00 per item, Max of $100 per day
Continuous overdraft after 7 days – $25.00 per week
Returned Item$25.00 per item, Max of $100 per day
Continuous overdraft after 7 days – $25.00 per week
Deposited Item Return$25.00 per item
Stop Payment$25.00 per request
Checking Account Service Fee$5.00 per month (if average monthly balance is below $500.00)
Check Copy$2.00 per item

Loans

Late Payment Fee$20.00
Loan Processing Fee$35.00 per application

ATM & Debit Cards

Foreign ATM Withdrawal Fee (no fee at Allpoint ATMs)$2.00
ATM/Debit Card Replacement Fee$15.00
Visa Gift Cards$4.00 per card

Services

Account Reconciliation$10.00 per hour
Account Research$10.00 per hour
Returned Mail Fee$5.00
Coin Counting (non-members)$5.00
Unknown Address Fee$35.00 locater fee (annual for credit report)
$10.00 per quarter
Fax (incoming or outgoing)$2.00 first 5 pages
$1.00 each additional page
Certified Check$5.00 per check
Money Order$2.00 per money order
Teller Checks$3.00 per check
Statement Copy (6 month – current)$3.00 per copy
Statement Copy (6 month – 12 month)$5.00 per copy
Statement Copy (more than 1 year old)$10.00 per copy
Tax Levy/Garnishment$30.00 per
Wire Transfer (Incoming)$5.00
Wire Transfer (Outgoing)$20.00 per

Safety Deposit Boxes

SizeAnnual Fee
5×5$25.00
3×10$35.00
5×10$45.00
7×10$55.00
10×10$65.00
Safe deposit boxes will be rented only to members who maintain a checking or savings account with the credit union throughout the rental term.
Lost Key Charge$25.00 per lost key
Both Keys Lost Charge$150.00
Renewal Late Fee$10.00